At Business Revenue Inc, our foremost goal is to equip small business owners with the expertise, direction, and resources necessary to achieve their financial objectives. We work in collaboration with over 65 reputable, national lenders, granting us unparalleled access to exclusive lending portfolios and platforms. As a result, your business can gain access to a multitude of loan programs tailored to your specific needs. Our expansive network of lenders enables us to offer a broad spectrum of loan types, including:
BUSINESS TERM LOANS
At Business Revenue Inc, we offer a variety of loan programs designed to meet the unique needs of small business owners. Small Business Administration (S.B.A.) loans are one of our most popular offerings, with two sections available: one that requires collateral and one that does not. These loans can be used for an existing business or the purchase of one. The advantage of S.B.A. loans is the extended loan term of 10 to 30 years, low annual percentage rates (A.P.R.), and monthly repayments. Our streamlined processing allows us to get S.B.A. loans funded within a month.
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In addition to traditional S.B.A. loans, we also offer S.B.A. disaster relief loan programs for all perils (fire ,flood, tornados, hurricanes, and nationwide programs such as the Economic Disaster Injury Loan (EDIL) or the Paycheck Protection Program (PPP).
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For businesses in need of alternative term loans, our loan programs are primarily personally guaranteed with monthly or biweekly repayment options available. Terms extend from 12 to 48 months, and our streamlined process allows for funding within 72 hours. Rates start at 8% A.P.R., and a minimum credit score of 660 FICO is required for approval. Additionally, the business must have been established for at least 18 months.
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For businesses with subpar credit, tax lien issues, or derogatory accounts, we offer personally guaranteed loans with terms ranging from 24 to 120 months. These simple interest-term loans range from $3,500 to $250,000 and require a minimum of three months in business. Multiple positions are acceptable based on affordability, and consolidation of cash advances is also available.
At Business Revenue Inc, we are committed to providing small business owners with the financial resources and support they need to succeed. Contact us today to learn more about our loan programs and how we can help your business thrive.
Lines Of Credit
At Business Revenue Inc, we offer a range of professional financing solutions to meet the unique needs of small businesses. Our business line of credit options includes a 6 or 12-month extension with rates starting at 2.25%.
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Additionally, we provide a line of credit for real estate based on the equity of a commercial or residential non-primary property. With a minimum loan amount of $750,000 and up to $5 million, our real estate line of credit allows up to 70% loan-to-value on the first position.
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Our accounts receivables financing options allow small businesses to access a line of credit based on outstanding invoices, with up to 90% of any outstanding B2B or B2G invoice being used as collateral.
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For businesses with government contracts or outstanding purchase orders, we can generate a line of credit based on the number of government contracts or outstanding purchase orders to ensure seamless cash flow management.
Business Debt Consolidation & Reverse Cash Advance
When considering debt consolidation for your business, there are two primary options available: extending the current loan terms or reducing the interest rates on your current loans. We have experienced a significant increase in applications and funding, particularly from merchants who have cash advance products.
Term Loan Consolidation:
We can consolidate your current high-interest debts into lower monthly or bi-weekly payments with a lower Annual Percentage Rate (APR)using real estate as collateral. Credit history plays a significant role in the qualification process for these loans.
Cash Advance Buyout:
We can buy out your current cash advance and provide you with additional funds while extending the term of our advance for up to 15 months. We can also convert your daily advance withdrawals into weekly payments.
Reverse Cash Advance Consolidation:
We can either advance you more money if needed or simply consolidate your current advance and reduce your payments by nearly half. This is called a reverse cash advance consolidation because we will keep your current advances and pay them as they mature, rather than as a lump sum.
Commercial & Residential Hard money Mortgage Loans
At our firm, we offer hard money loans for commercial or residential non-owner-occupied properties. These loans can be used for either purchases or refinancing, and the loan amounts range from $50,000 to $20,000,000. With a maximum loan-to-value of 90% and terms ranging from 12 months to 30 years, we have lending programs available with competitive rates as low as 7.5% APR. We operate nationwide and can fund loans in any state across the USA.
For commercial units, we offer loans for a variety of properties such as retail commercial space, gas stations, warehouses, farms, agricultural, and lot loans. For residential units, we provide financing for condos, single-family homes, multi-family homes, and all investment properties.
Our lending team is dedicated to providing a streamlined lending process that helps our clients secure the funding they need quickly and efficiently.
Long & Short Term Cash Advance
Cash advances offer a convenient and prompt solution for businesses in need of working capital. These short-term funding options can be repaid daily, weekly, or bi-weekly, with the business's income serving as the primary qualification factor.
Short-Term Cash Advances
Our short-term advances start with factoring rates in the low to mid-teens. Our programs allow for a discounted payoff if the advance is paid before maturity. Repayment options vary between daily and weekly for uncollateralized deals, and monthly and bi-weekly for collateralized loans.
Long-Term Cash Advances
We also offer long-term cash advances, which can extend up to 36 months, with a low-cost factor rate.
Invoice Factoring & Invoice Financing
Maximize the value of your outstanding invoices with our efficient invoice financing program. Our fast approval process and automated underwriting enable us to provide up to ~85-90% of the invoiced amount upfront. Once the invoice is paid, you receive the remaining amount minus the lender's fees.
This hassle-free method of financing provides you with quick access to capital. Take advantage of this opportunity today.